Independent insurance broking in Zambia

Protecting what matters most with cover built around you.

Trusted since day one Premium guidance. Calm confidence.
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Professional support across all insurance needs:
Health Life Liability Accident All Asset Risks

Our Partners

Linking Individuals, Businesses and Insurers

Partnered with all licensed insurers in Zambia — providing exceptional professional broking services.

Partner logos to be displayed with insurer consent.

At a Glance

Independent Support Across the Insurance Market

0Classes of InsuranceOne broker, every cover
0Licensed Insurer PanelFull market access
0Quote Turnaround TargetDuring office hours
0Point of ContactFrom quote to claim

Why Choose Us

What Makes Timecare Different

Customer Value

We exist for the customer. Every recommendation, every policy, every interaction is designed to maximise value and protection for you — your interests always come first.

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Professionalism

Licensed professionals with deep expertise and ethical commitment, operating to the highest standards regulated by the Pensions and Insurance Authority of Zambia.

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Partner Efficiency

Established relationships with all licensed insurers in Zambia mean we negotiate the best terms, widest cover, and most competitive premiums. One broker, complete market access.

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Simple Process

From Enquiry to Cover in Four Steps

Tell Us Your Need

Request a quote online, on WhatsApp, or through our live chat — it takes under two minutes.

We Scan the Market

Our brokers compare cover and premiums from every licensed insurer in Zambia.

You Choose

Independent, plain-language advice — you pick the cover that fits your needs and budget.

We Stand By You

From policy management to claims advocacy, we support you for the life of your cover.

Testimonials

What Our Clients Say

EM

Elijah M.

Employer, Lusaka

“Timecare helped us set up a comprehensive health scheme for our 200+ employees. Their expertise and dedication to finding the right cover at the right price was exceptional.”
SK

Sarah K.

Insurer Representative

“As an insurer, we value Timecare's professionalism. They submit well-prepared proposals and support their clients through every step, making the process seamless for all parties.”
JP

James P.

Individual Client

“When my claim was delayed, Timecare stepped in and advocated on my behalf. I had my settlement within a week. Having a broker who fights for you makes all the difference.”

You need an expert for every cover

Our brokers are here to help — get professional, independent advice today.